Michael Capilli from Google+

Michael Capilli

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Tagline : Get more $ from insurance companies! Dr. Michael Capilli can help!

Gender : male

Work

Chiropractic at Cleveland Chiropractic College
Diploma at Audubon High School
Public Adjuster at Metro Public Adjustment, Inc.

Description
Dr. Michael Capilli is currently a Senior Vice President at Metro Public Adjustment overseeing nationwide expansion at the company.

Michael Capilli

Broken Pipe During Polar Vortex: Don’t Let Your Policy’s “Freezing Exclusion” Leave You Uncovered for Losses From Arctic Cold | Property Insurance Coverage Law Blog | Merlin Law Group
Most property insurance policies exclude coverage for damages caused by the freezing of household systems or appliances unless the insured used reasonable

Michael Capilli

Colorado Division of Insurance Reissues Bulletin on Colorado Homeowners’ Right to Obtain Additional or Enhanced Coverages | Property Insurance Coverage Law Blog | Merlin Law Group
Balancing the cost of insurance premiums and the potential costs related to being displaced from your home, repair costs required by local building code, o

Michael Capilli

NFIP Authorization Extended Until May 31, 2019, But Flood Program Could Be Disrupted By Government Shutdown | Property Insurance Coverage Law Blog | Merlin Law Group
I recently wrote about the short-term extension that halted the potential expiration of the National Flood Insurance Program (NFIP) set for November 30, 20

Michael Capilli

Insurance Company’s Long Duration of Negotiations and Stalling Tactics Supports Plaintiff’s Claim for “Bad Faith” | Property Insurance Coverage Law Blog | Merlin Law Group
Illinois’ solution to an insurance company’s delay, deny and defend tactics is section 155 of the Illinois Insurance Code, which provides an extra-contract

Michael Capilli

Court Denies Recovery of Public Adjuster Fees in Breach of Contract Action | Property Insurance Coverage Law Blog | Merlin Law Group
In Kingshill Hospitality, Inc. v. American Economy Insurance Company,1 the policyholder’s hotel was damaged by a fire. Three days later the policyholder hi

Michael Capilli

Trial Court Sides with Insurers Over Cracked Concrete Foundation | Property Insurance Coverage Law Blog | Merlin Law Group
In March of 2017, I wrote a blog post about the crumbling foundations in Connecticut due to a concrete company, J.J. Mottes & Company, using concrete t

Michael Capilli
This is good advice everywhere.

Keeping Up with Inflation: Does Your Home Have Sufficient Insurance Coverage? | Property Insurance Coverage Law Blog | Merlin Law Group
The State of Colorado has always been an attractive destination for people who enjoy the outdoors. Now more than ever, it seems people are choosing Colorad

Michael Capilli

What Is A Fire? | Property Insurance Coverage Law Blog | Merlin Law Group
Last month, I spoke at the First Party Claims Conference in Rhode Island on the topic of the Standard Fire Insurance Policy, which 165-line form provides c

Michael Capilli

Adjusters and Insurance Companies Should Not Pressure Hurricane Florence Policyholders To Use Favored Contractors | Property Insurance Coverage Law Blog | Merlin Law Group
Managed repair is the rage of many insurance companies. To reduce claims costs and better compete on low price, some insurance company adjusters use variou

Michael Capilli

Boo! FAPIA’s 2018 Fall Conference Is Almost Here! October 27-29 | Property Insurance Coverage Law Blog | Merlin Law Group
Being that FAPIA falls on the cusp of Halloween this year, there will be lots of fun themed events to look forward to. On Saturday night, October 27, Ventu

Michael Capilli

North Carolina is a Terrible State for Insurance But That Doesn’t Mean Your Claim Should Be Poorly Handled | Property Insurance Coverage Law Blog | Merlin Law Group
North Carolina received another “F” from R Streets Institute's 2018 Insurance Regulation Report Card. North Carolina finished 49th, with only Delaware gett

Michael Capilli

Your Hurricane Florence Insurance Claim: Tips From an Experienced Policyholder Lawyer For Business and Homeowner Insurance Hurricane Claims | Property Insurance Coverage Law Blog | Merlin Law Group
Hurricane Florence insurance claims are the headache that starts after Florence damages your business or home. There is nothing easy about having your prop

Michael Capilli

Carriers Fail to List or Mention the Important Print in a Policy Once Dollars are at Stake | Property Insurance Coverage Law Blog | Merlin Law Group
Frequent readers of our blog know that property insurance losses center on the insurance policy. The Policy provisions are the most fundamental and are alw

Michael Capilli

Can Appraisal Take Place Over Property That Has Been Demolished? | Property Insurance Coverage Law Blog | Merlin Law Group
Florida’s Federal Middle District believes it can.1 After Hurricane Irma struck its commercial building in Port Charlotte, Florida, building owners Etceter

Michael Capilli

Wyoming Denied or Delayed Property Damage Claims | Property Insurance Coverage Law Blog | Merlin Law Group
Property insurance is purchased to help protect an insured with the consequences of a natural disaster or serious storm. Far too often we hear from confuse

Michael Capilli

AmTrust Buys Tower Insurance But Finds a Way to Not Pay Tower’s Pending Claims | Property Insurance Coverage Law Blog | Merlin Law Group
Most people think insurance companies are flush with billions in cash as they continually underpay and deny claims. For most of the big insurance companies

Michael Capilli

When Is "Too Late" for an Insurance Company to Invoke Appraisal? | Property Insurance Coverage Law Blog | Merlin Law Group
I often take calls from potential clients and public adjusters frustrated with an insurance company that has denied, delayed and then underpaid a claim and

Michael Capilli

Follow-Up: My Insurance Claim Was Denied Because My Water Leak Lasted Over a Period of 14 Days or More – Was the Denial Proper? | Property Insurance Coverage Law Blog | Merlin Law Group
In March, I posted a blog on the Hicks v. American Integrity Insurance Company opinion,1 in which a Florida court ruled that policy language stating: “we d

Michael Capilli

Date of Loss Uncertainty Could Lead to a Motion to Dismiss Denial | Property Insurance Coverage Law Blog | Merlin Law Group
Uncertainty regarding a date of loss could lead to a court’s denial of a defendant insurance company’s motion to dismiss. The court in ID Ventures, LLC v.

Michael Capilli

FEMA Extends ICC Claim Deadline for Superstorm Sandy Policyholders | Property Insurance Coverage Law Blog | Merlin Law Group
Although Superstorm Sandy occurred over five and a half years ago, FEMA is still issuing bulletins regarding flood insurance coverage issues. The most rece